Labor

What does an hour of your crew really cost?

Answer 4 quick questions to see what one hour of real work costs you.

Your worker

What do you pay them per hour?$/hr How many hours a week do they work?hrs How many paid days off a year? (optional)daysHolidays plus vacation. Put 0 if none. Health insurance you pay for them, per month (optional)$Put 0 if none.

Fine-tune (optional)

We filled these with common numbers for a Texas shop in 2026. Change any you know.

Paid time that never gets billed%Drive time, shop time, rain days, callbacks. Social Security and Medicare%Your share as the employer. Same in every state. Federal unemployment%Only on the first $7,000 of each worker's pay. State unemployment%Texas rate for new employers in 2026. Your yearly notice from the state shows yours. State unemployment applies to the first$Of each worker's pay. Texas: $9,000. Workers' comp per $100 of payroll$Varies a lot by trade. Your policy shows the rate, before any experience adjustment. No comp policy? Put 0. Liability insurance per $1,000 of payroll$Only if your liability policy is priced on payroll. Otherwise 0. Retirement match% Other yearly costs for this worker$Tools, phone, uniforms, truck allowance.

Answer the questions above to see what one hour of real work costs you.

Example: a $25-an-hour field employee

40 hours a week, 10 paid days off, $500 a month of health insurance, Texas 2026 tax rates.

Where the money goes

	Per year	Per job hour

Book a call about your labor cost

Federal unemployment uses 0.6%, the rate after your state's full 5.4% credit. California employers will likely owe more for 2026 (the final number comes out in November). Social Security stops above $184,500 of pay in 2026, which field wages rarely reach.

A paid day off counts as a fifth of the weekly hours, so a crew on four 10-hour days comes out slightly off. Overtime isn't included. Estimates for planning only. Your payroll provider and insurance policies have your exact rates.

Air Industries LLC